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Get rid of your stress with Debts Reduced

Find my best Debt Solution

What is your approximate debt?

£5,000

See how debt management works

See how a debt management plan could help reduced your monthly repayments and stop creditors calling you.

Debt Management Help

How a Debt Management Plan (DMP) works
Understand how a debt management plan
works to reduce your payments

Debt Management FAQ
Frequently asked questions answered here.

Debt Solution Tool
Find the best debt management solution for you.

Customers' Stories

"An absolutely fabulous company to deal with. My case was dealt with care and consideration.

- Mr Palmer, Liverpool

Customers' Stories

"Everyone I've dealt with has been practical, helpful, calm, non-judgemental and efficient. I'd recommend this service to anyone.

- Ms. Jones, Swansea

How can debt management help me?

If you've taken on more monthly debt repayments than you can afford and it's difficult to pay for the essentials, debt management could help make life less stressful.

Perhaps your circumstances have changed or your living costs has increased. Whatever the reason, a debt management plan could help you solve the problem.

Replace multiple monthly repayments with just one
Reduce the monthly cost of paying your debt
Could freeze or reduce interest and charges
Regain control of your finances
Stop demands from lenders once an arrangement is agreed
To negotiate full and final settlements to reduce what you owe

Make life more affordable, now!

Debt Management Plans Explanation of costs/fees and affect on your credit rating:
You will pay to us the first two monthly payments on the dates specified, this will be our programme set up fee and not paid to creditors.This charge is for our programme set up costs which include compiling financial statements, proposals to creditors in writing and phone calls. This may affect your credit rating and will put you further in arrears. Each month thereafter we will charge you 17.5% of the agreed payment amount or a minimum of £35.00. All fees charged are VAT exempt. Please note that any retained payments may place you further into arrears at the beginning of your programme.

Insolvency Service: In Debt? Dealing with your creditors?